# Alto: Accounting \& Advisory > Alto are a team of accountants and advisors who’s goal is to provide practical, tax effective advice to assist clients in achieving both their business and personal goals\. Generated by Yoast SEO v28.4, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [About Us](https://www.altoadvisors.com.au/about-us/) - [Home](https://www.altoadvisors.com.au/) - [Agribusiness](https://www.altoadvisors.com.au/expertise/agribusiness/): Alto Accounting \& Advisory are often engaged to assist with succession planning for the family farm as well as structuring rural business operations to ensure adequate asset protection and maximize potential tax savings\. - [Valuations/ Forensic](https://www.altoadvisors.com.au/expertise/valuations-forensic/): Alto Accounting \& Advisory has significant experience to help uncover, analyse and clarify facts to determine true value, reconstruct accounting information or quantify losses for parties involved in a dispute\. - [Corporate/ Reporting Entities](https://www.altoadvisors.com.au/expertise/racing-breeding/): Our corporate clients include unlisted public companies, multinational groups and large reporting companies\. We offer an affordable tax and accounting alternative to the big 4 and other top tier accounting firms\. ## Posts - [Insights\- What Does Late Super mean for Employers in 2027 financial year?](https://www.altoadvisors.com.au/insights-what-does-late-super-mean-for-employers-in-2027/): Many employers are still coming to terms with what "late paid super" now actually means\. This article explains the transitional treatment of the June 2026 quarter, how late payments are dealt with under the new Payday Super regime, and what your business needs to do to remain compliant\. - [Insights\- AML Requirements and what it means for our clients](https://www.altoadvisors.com.au/insights-aml-requirements-and-what-it-means-for-our-clients/): If your accountant starts asking a few more questions about you and your trusts, companies or SMSFs, there's a reason\. New anti\-money laundering rules will be applied to accountants from 1 July 2026 which will require us to know more about you and your structures\. We are not just being nosy, its just another compliance requirement we must adhere to\. Donna talks about whats changng and what it means for you\. - [Insights\- The Federal Budget 2026\-2027](https://www.altoadvisors.com.au/insights-the-federal-budget-2026-2027/) - [Insights: Payday Super is coming: what employers need to know before 1 July 2026](https://www.altoadvisors.com.au/insights-payday-super-is-coming-what-employers-need-to-know-before-1-july-2026/): For many business owners, payroll is already one of the more demanding parts of running an organisation\. Wages must be paid on time, records need to be accurate, and compliance obligations continue to grow\. From 1 July 2026, another significant change will be added to that list: Payday Super\. - [Insights \- Don’t let the ATO Grinch ruin your Christmas\.](https://www.altoadvisors.com.au/insights-dont-let-the-ato-grinch-ruin-your-christmas/): Although Christmas is a time for celebrations, as a business owner there are a number of things we need to remember to ensure the festive season is fun but also that you don’t end up with a post Christmas financial hangover\. ## Employees - [Jon Galligan](https://www.altoadvisors.com.au/employee/jon-galligan/) - [Allyssa Allanigue](https://www.altoadvisors.com.au/employee/allyssa-allanigue/) - [Shari Cassimatis](https://www.altoadvisors.com.au/employee/shari-cassimatis/) - [Tanya Holtham](https://www.altoadvisors.com.au/employee/tanya-holtham/) - [Karen Bernardino](https://www.altoadvisors.com.au/employee/karen-bernardino/) ## Experiences - [Management Rights](https://www.altoadvisors.com.au/experience/management-rights/): By reviewing the borrowing structure of a new management rights client we were able to assist in maximising interest deductions to optimise the tax outcome\. - [Tax Planning](https://www.altoadvisors.com.au/experience/tax-planning/): Implementing tax planning strategies for a new client allowed our client to reduce tax for the current year by $180,000 and pay off their home loan approximately 7 years earlier\. - [Startup Success: Biotech Company](https://www.altoadvisors.com.au/experience/startup-success-biotech-company/): We were engaged to prepare and lodge an R\&D application for a start\-up biotech company that had made significant inroads in finding a cure for Dengue Fever, Breast Cancer and Avian Flu among others\. - [Medical Specialist](https://www.altoadvisors.com.au/experience/medical-specialist/): A newly established medical specialist that had started trading as a sole trader requested our advice to ensure he was structured in the most efficient manner possible\. - [Small Business CGT Concessions](https://www.altoadvisors.com.au/experience/small-business-cgt-concessions/): Our client had recently put their commercial rental property on the market and assumed that the sale would attract a significant capital gain \(and subsequent tax liability\) of over $1m\. ## Categories - [Insights](https://www.altoadvisors.com.au/category/insights/) ## Employee Roles - [Directors](https://www.altoadvisors.com.au/employee-role-category/directors/) - [Administration](https://www.altoadvisors.com.au/employee-role-category/administration/) - [Accountants](https://www.altoadvisors.com.au/employee-role-category/accountants/) ## Experience Categories - [SMSF](https://www.altoadvisors.com.au/experience-category/smsf/) - [Research \& Development \(R\&D\)](https://www.altoadvisors.com.au/experience-category/research-development-rd/) - [Medical/Veterinary/Allied Health](https://www.altoadvisors.com.au/experience-category/medical-veterinary-allied-health/) - [Property](https://www.altoadvisors.com.au/experience-category/property/) - [Building/Construction/QBCC](https://www.altoadvisors.com.au/experience-category/building-construction-qbcc/) ## Optional - [Sitemap index](https://www.altoadvisors.com.au/sitemap_index.xml)